Budget 2026: Impact on Housing Affordability & The Residential Market

[2 CPD HOURS BOVEAP APPLIED]

Date & Time: 

31 January 2026 (Saturday)

9:00 am – 12:00 pm

Venue:

No 56-1, Tingkat, 1, Jalan 1/76d, Desa Pandan, 55100 Kuala Lumpur, Federal Territory of Kuala Lumpur

Price per pax

RM 99

Register 5 to get 1 free

Book now

Speaker

Associate Professor Dr. Muhammad Najib Mohamed Razali
Property Research Expert

What You’ll Learn

This essential seminar will provide a comprehensive analysis of Budget 2026 and its direct impact on housing affordability and the residential market. You will first gain an overview of key challenges, budget allocations, and the pre-Budget context of the housing sector. The session then dives deep into crucial announcements, including new affordable housing schemes, tax benefits for homebuyers and developers, and the crucial outlook on interest rates and home loan costs.

You will learn about the impact of the budget on credit availability, infrastructure pushes, and how updated affordability metrics (such as price-to-income and EMI ratios) specifically affect first-time buyers and different income groups.

Finally, the seminar will cover both demand-side (buyer sentiment, sales momentum) and supply-side (construction costs, price trends, new launches) impacts , along with perspectives from developers and the finance sector , culminating in a clear short-term and long-term market outlook.

Seminar Framework

BUDGET 2026: KEY HOUSING ANNOUNCEMENTS
  1. Budget allocation for housing & urban development
  2. Affordable housing schemes and incentives
  3. Tax benefits for homebuyers and developers

 

POLICY & FINANCIAL ENVIRONMENT
  1.  Interest rate outlook and home loan costs
  2. Infrastructure push and its impact on housing
  3. Credit availability and housing finance reforms

 

IMPACT ON HOUSING AFFORDABILITY

  1. Affordability metrics (price-to-income, Equated Monthly Instalment (EMI) ratios)

  2. Impact on first-time homebuyer

  3. Impact on Economically Weaker Section (EWS), Low Income Group (LIG), and middle-income groups

 

IMPACT ON RESIDENTIAL MARKET
  1. Demand-side impact (buyer sentiment, sales momentum)
  2. Supply-side impact (construction costs, new launches)
  3. Price movement and inventory trends

 

STAKEHOLDER PERSPEKTIVES
  1. Homebuyers’ outlook and confidence
  2. Developers’ response and strategy shifts
  3. Housing finance & banking sector view
Scroll to Top